--- title: Markets Are Up and Risk Is On description: Savvly is here to shake up the $36 TRILLION untapped retirement industry with our market-driven pension. image: https://blog.savvly.com/hubfs/Life%20is%20Rich%20Image.png --- ###### [Life is Rich](https://blog.savvly.com/tag/life-is-rich) # Markets Are Up and Risk Is On ![Team Savvly](https://blog.savvly.com/hs-fs/hubfs/SAVVLY%201000x1000.jpg?width=48&height=48&name=SAVVLY%201000x1000.jpg) By Team Savvly ![TimeIcon](https://23722879.fs1.hubspotusercontent-na1.net/hubfs/23722879/Icons/clock-icon-white.png) 3min ![DateIcon](https://23722879.fs1.hubspotusercontent-na1.net/hubfs/23722879/Icons/calendar-icon-white.png) May 17, 2024 Share - - - [mailto:?subject=Check%20out%20https://blog.savvly.com/markets-are-up-and-risk-is-on&body=Check%20out%20https://blog.savvly.com/markets-are-up-and-risk-is-on&media=https://41345655.fs1.hubspotusercontent-na1.net/hubfs/41345655/Life%20is%20Rich%20Image.png](mailto:?subject=Check%20out%20https://blog.savvly.com/markets-are-up-and-risk-is-on&body=Check%20out%20https://blog.savvly.com/markets-are-up-and-risk-is-on&media=https://41345655.fs1.hubspotusercontent-na1.net/hubfs/41345655/Life%20is%20Rich%20Image.png) Welcome back to Life is Rich. Before we dive in, we have a quick favor to ask you. If you’ve been enjoying Life is Rich so far, it’d mean the world to us if you could share it with just 1 person who you think would also like it. Why did we even start this newsletter? Because the retirement system is broken and people need MUCH better options. And because the industry is sooo boring with little to no innovation in the last 50 years. Savvly is here to shake up the $36 TRILLION untapped retirement industry with our market-driven pension. By sharing this newsletter with a friend, they’ll get interesting, curated, and cool articles around all things that make life rich. ### **Markets Are Up and Risk Is On** ![Nat Geo Adventure GIF by National Geographic Channel](https://media4.giphy.com/media/diQJ23WZ2FG14r8C38/giphy-downsized.gif?cid=2450ec30s4ez2wvqera5qaonmkjvfpimj3h9m94scn7ehxhg&ep=v1_gifs_search&rid=giphy-downsized.gif&ct=g) Gif by natgeochannel on Giphy The Nasdaq 100, Dow Jones, and (our favorite) the S&P 500 all reached new all-time highs this week, despite the persistent fears about inflation and delayed interest rate cuts. Investors have been reassured by recent economic data, including Wednesday’s report showing U.S. consumer prices slowing more than expected last month. It’s important to note the stock market is not the economy, and big moves can be prone to over-interpretation. That said, we’re still pumped to see it. Assets like bitcoin and meme stocks have also soared, which are often seen as a key measure of risk appetite. If you missed our post on [alternative investments](https://blog.savvly.com/harnessing-alternative-investments-for-long-term-investment-returns?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on), check it out. We dive into the risk-reward tradeoff of crypto and other alternatives that are making waves. ### **Blue Zones & The Secrets to Longevity** ![blue zone wheel](https://blog.savvly.com/hs-fs/hubfs/blue%20zone%20wheel.png?width=1200&height=1200&name=blue%20zone%20wheel.png)![blue_zone_wheel](https://blog.savvly.com/hubfs/blue_zone_wheel.avif) Source: Dan Buettner, Live to 100 We just watched the Netflix documentary [“Live to 100: Secrets of the Blue Zones”](https://www.youtube.com/watch?v=it-8MIm29bI&utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) and couldn’t recommend it more. If you want the CliffNotes version, we recapped the insights in our [latest blog post.](https://blog.savvly.com/blue-zones-the-secrets-to-longevity?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) The reality is that many of us are on track to live past 90, and it could be even longer with all the longevity breakthroughs we’re hearing about. The classic lessons from the Blue Zones can help guide us there — and [Savvly](https://www.savvly.com/?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) can help make sure we have the financial resources to make it through those years. ### **Steps to Becoming a Millionaire** [Investopedia](https://www.investopedia.com/financial-advisor/how-much-save-to-become-millionaire/?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) rounded up the top tips to become a millionaire. Nothing super groundbreaking, but we have them listed for you here to keep these top-of-mind. 1. Start saving early. If you can’t start early, start now! 2. Avoid unnecessary spending and pay off your debts asap. 3. Save and invest at least 15% of your paycheck. 4. Try to increase the money that you earn over time. 5. Resist spending more as you make more money. ### **The Best Places to “Retire Abroad”** ![photo-1499002238440-d264edd596ec](https://blog.savvly.com/hs-fs/hubfs/photo-1499002238440-d264edd596ec.jpeg?width=1080&height=720&name=photo-1499002238440-d264edd596ec.jpeg) [Photo by Léonard Cotte on Unsplash ](https://unsplash.com/@ettocl?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) We’ve all heard about studying abroad, but there’s a big trend in retiring abroad. Many people are retiring early and trading their regular lifestyles in the U.S. for a more affordable location in the world. The 2024 Annual Global Retirement Index put together the world’s best retirement destinations in its annual report. Colombia, France, and Malaysia are on the list. See what other countries rank [here.](https://internationalliving.com/the-best-places-to-retire/?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) ### **Reversing Ovarian Aging** Female fertility decreases relatively quickly in life, often too quickly for many women. That’s why multiple research groups are taking various angles to better understand and ultimately help reverse the aging ovary problem. In a breakthrough [study](https://link.springer.com/article/10.1007/s11095-024-03704-3?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) on middle-aged female rats, they were able to correct age-induced ovary abnormalities. This is good news for future testing of delaying ovarian aging in humans. ### **The Good & Bad News of the Week** | ![](https://media.beehiiv.com/cdn-cgi/image/fit=scale-down,format=auto,onerror=redirect,quality=80/uploads/asset/file/b9cf808d-6d66-4f1b-b4f6-c50231ce6cac/image.png?t=1715964973) [Good: Rex the Milwaukee Airport TSA Has a Ball at His Retirement Pawrty](https://www.usatoday.com/story/life/animalkind/2024/05/14/retiring-tsa-screening-dog-celebrated-with-toys-and-cheers/73685293007/?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) | ![image 5](https://blog.savvly.com/hubfs/image%205.avif) [Bad: “$2 Million Is Nothing” Suze Orman Warns Don't Retire If You Don't Have At Least $5 Million Or $10 Million Saved](https://finance.yahoo.com/news/2-million-nothing-suze-orman-200011774.html?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) | | --- | --- | ### **Savvly Blog on “The Future You”** ![](https://media.beehiiv.com/cdn-cgi/image/fit=scale-down,format=auto,onerror=redirect,quality=80/uploads/asset/file/0fa5d2e1-b951-46c0-ae8e-ec8175b065d6/image.png?t=1715963639) Do you take care of your future self? In our [Savvly blog](https://blog.savvly.com/taking-care-of-the-future-you?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on), we discuss how people view the future version of themselves as strangers — and how that mindset can hurt financially long-term. We also share ways to get reconnected with the idea of saving and taking care of the future you. Check it out. ### **Links You Might’ve Missed** - [It was their job to make sure humans are safe from OpenAI's superintelligence. They just quit.](https://www.businessinsider.com/jan-leike-ilya-sutskever-resignations-superalignment-openai-superintelligence-safe-humanity-2024-5?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) - [110-Year-Old Shares What She Eats Every Day for Longevity](https://bestlifeonline.com/110-year-old-woman-eats-for-longevity/?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) - [This Affordable Florida Destination Is One of the Best Coastal Retirement Spots in the U.S.](https://www.travelandleisure.com/daytona-beach-florida-affordable-retirement-beach-town-8647452?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) - [Bitcoin price headed to 'either a million or zero,' analyst says](https://www.thestreet.com/crypto/markets/bitcoin-price-headed-to-either-a-million-or-zero-analyst-says?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) - [Can You Guess How Many Americans Have $2 Million Saved For Retirement? It's Probably Less Than You'd Expect](https://finance.yahoo.com/news/guess-many-americans-2-million-170011523.html?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) - [The Best Places to Retire in New England](https://www.kiplinger.com/real-estate/places-to-live/the-best-places-to-retire-in-new-england?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) - [15 Reasons People Should Not Retire Early](https://bentobucks.com/15-reasons-people-should-not-retire-early/?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on) ### **Before We Go: 12 Smart Gadgets You Didn’t Know Existed** From an Xbox projector to a wearable speaker, check out some [interesting tech ](https://www.slashgear.com/872187/12-smart-gadgets-you-didnt-know-existed/?utm_source=newsletter.savvly.com&utm_medium=referral&utm_campaign=markets-are-up-and-risk-is-on)that was certainly new to us. ![](https://media.beehiiv.com/cdn-cgi/image/fit=scale-down,format=auto,onerror=redirect,quality=80/uploads/asset/file/1148a158-650e-43c2-b5da-66714e264f9b/image.png?t=1715963272) Got a story recommendation or idea to share for our next article? Hit us up at [marketing@savvly.com](mailto:marketing@savvly.com). Over and out, Team Savvly ### Recent posts [![couple ](https://blog.savvly.com/hubfs/Senior%20couple%20of%20tourists%20on%20a%20trip.jpeg) ](https://blog.savvly.com/when-should-you-start-saving-for-retirement) [When Should You Start Saving for Retirement?](https://blog.savvly.com/when-should-you-start-saving-for-retirement) Sep 17, 2024 [![man explaining option to couple](https://blog.savvly.com/hubfs/Couple%20with%20realtor%20signing%20mortgage%20contract.jpeg) ](https://blog.savvly.com/high-yield-savings-101-what-how-and-why) [High-Yield Savings 101: What, How, and Why](https://blog.savvly.com/high-yield-savings-101-what-how-and-why) Jul 25, 2024 [![](https://blog.savvly.com/hubfs/Happy%20young%20couple%20calculating%20bills%20at%20home.jpeg) ](https://blog.savvly.com/roth-ira-vs.-traditional-ira-whats-the-difference) [Roth IRA vs. Traditional IRA: What's the Difference?](https://blog.savvly.com/roth-ira-vs.-traditional-ira-whats-the-difference) Jul 10, 2024 ## Related Posts [![](https://blog.savvly.com/hs-fs/hubfs/Life%20is%20Rich%20Image.png?width=900&name=Life%20is%20Rich%20Image.png) ](https://blog.savvly.com/it-begs-the-question-is-there-a-new-investing-acronym-in-town) ###### [Life is Rich](https://blog.savvly.com/tag/life-is-rich) ##### [It BEGS the Question: Is There A New Investing Acronym In Town?](https://blog.savvly.com/it-begs-the-question-is-there-a-new-investing-acronym-in-town) May 24, 2024 3min Welcome back to Life is Rich. [READ MORE](https://blog.savvly.com/it-begs-the-question-is-there-a-new-investing-acronym-in-town) [![](https://blog.savvly.com/hs-fs/hubfs/Life%20is%20Rich%20Image.png?width=900&name=Life%20is%20Rich%20Image.png) ](https://blog.savvly.com/disrupting-a-36-trillion-industry) ###### [Life is Rich](https://blog.savvly.com/tag/life-is-rich) ##### [Disrupting a $36 Trillion Industry](https://blog.savvly.com/disrupting-a-36-trillion-industry) Apr 26, 2024 3min Hello, world! [READ MORE](https://blog.savvly.com/disrupting-a-36-trillion-industry) [![](https://blog.savvly.com/hs-fs/hubfs/Happy%20smiling%20successful%20African%20American%20businessman%20%20in%20a%20suit%20in%20a%20modern%20bright%20office%20indoors.jpeg?width=900&name=Happy%20smiling%20successful%20African%20American%20businessman%20%20in%20a%20suit%20in%20a%20modern%20bright%20office%20indoors.jpeg) ](https://blog.savvly.com/how-much-should-you-save-for-retirement) ###### [Financial Planning](https://blog.savvly.com/tag/financial-planning) ###### [Retirement](https://blog.savvly.com/tag/retirement) ##### [How Much Should You Save for Retirement?](https://blog.savvly.com/how-much-should-you-save-for-retirement) Jun 18, 2024 2min Retirement planning can seem like a daunting task, but breaking it down into m. [READ MORE](https://blog.savvly.com/how-much-should-you-save-for-retirement) ## Easy and affordable financial security for life. [![google-play](https://blog.savvly.com/hubfs/google-play.png "google-play") ](https://play.google.com/store/apps/details?id=com.akadenia.savvly) [![app-store](https://blog.savvly.com/hubfs/app-store.png "app-store") ](https://apps.apple.com/us/app/savvly/id6452803457) --- #### Home #### [Newsletter](https://newsletter.savvly.com/) #### [Blog](https://blog.savvly.com/) #### [Advisors](https://advisor.savvly.com/) #### View #### [Disclaimer](https://www.savvly.com/disclaimer) #### [Privacy](https://www.savvly.com/privacy-policy) #### [Terms](https://www.savvly.com/terms-conditions) #### Address [1035 Pearl St, Suite 322 Boulder, CO 80302](https://maps.app.goo.gl/wxeLtokK3AWb7FzY8) #### Contact [![](https://assets-global.website-files.com/65083a5e7eff201d6747238f/650877818aab1c1b64cbfca3_sms.png) info@savvly.com ](mailto:info@savvly.com?subject=info%40savvly.com) [![](https://assets-global.website-files.com/65083a5e7eff201d6747238f/6508783c6b06745ee5a5416a_call.png) 888-372-8859 ](tel:888-372-8859) #### Savvly Newsletter --- ©2026 Savvly. All rights reserved. #### Follow us on: [Follow us on Facebook ](https://www.linkedin.com/company/savvly/) [Follow us on Instagram ](https://www.instagram.com/savvly/) [Follow us on LinkedIn ](https://www.facebook.com/profile.php?id=100094703869019) --- ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Team Savvly", "url" : "https://blog.savvly.com/author/team-savvly" }, "dateModified" : "2024-05-29T18:17:54.512Z", "datePublished" : "2024-05-17T18:17:00.000Z", "headline" : "Markets Are Up and Risk Is On", "image" : [ "https://blog.savvly.com/hubfs/Life%20is%20Rich%20Image.png" ], "mainEntityOfPage" : { "@id" : "https://blog.savvly.com/markets-are-up-and-risk-is-on", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.savvly.com/hubfs/Savvly_Logo.png" }, "name" : "Savvly" } } ```